Ad&d Insurance And Life Insurance. Ad&d coverage may be purchased as a standalone policy or as a rider to a life insurance policy. Accidental death and dismemberment (ad&d) policies can be purchased as a standalone product or as an option on life and group insurance policies.
Ad&d is intended to cover an injury that represents a significant impairment. Dismemberment can occur when someone loses a limb such as an arm or leg, or senses such as vision, hearing or speech during a covered incident. Life and ad&d insurance overview available to robert half and protiviti employees and those in the salaried professional services program (excluding temporary employees in hawaii) — refer to your benefits guide for the plans available to you.
Whether the accident happens at work, at home, on vacation, or wherever.
Ad&d is not life insurance, but it can be a good complement to life insurance, enhancing your overall protection and adding coverage for specific injuries from accidents. The optional ad&d amount a beneficiary would. 2021 life and ad&d insurance plans Ad&d’s life insurance component is specifically for accidental deaths.