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Maine homeowners face many challenges throughout the year. Hot summers mean thunderstorms and hail that can unexpectedly damage property. If your home is burglarized or is partially or totally destroyed by a cause that is covered by your policy, homeowners insurance will help you replace your belongings, repair your.
Knowing the home insurance claim process gives you a better chance to recover the money you deserve in a reasonable time frame.
Depending on the size of your home insurance claim, you may be asked to get repair estimates, set up a home inspection, submit pictures of damage, and provide a list of receipts for lost items. The cheapest home insurance will depend on the individual. Accidental damage, flood, motor burnout and portable contents. The average annual home insurance premium is around $1,200.