Homeowners Insurance Calculator Colorado. In colorado springs, carrying $200k dwelling coverage costs an average of $2,065, while carrying additional coverage up to $400k costs $3,669 per year. Colorado homeowners face many challenges living in the mountain state.
Homeowners insurance premiums reflect the cost the insurance company pays out each year in claims. If you currently carry homeowners insurance with another company, you may gain even more savings by getting a quote and switching. 1 data provided by s&p global market intelligence and state farm archive.
Average cost of homeowners insurance in colorado.
Combining your home and auto insurance policies could save you time and money. Your home insurance policy won't cover earthquakes, but you may be able to purchase a separate policy or endorsement for earthquake coverage in certain states. Location is an important factor in determining insurance rates. The amount of homeowners coverage you select has an impact on your insurance rates.