Liability Insurance Coverage California. Although insurance is not required in the state of california, it is a necessity for every cosmetologist in order to protect yourself and your business. Liability coverage does not pay for injuries to you or the people in your family.
If you own and drive a vehicle, you must follow the financial responsibility laws in the state vehicle code. $15,000 per person / $30,000 per. If an accident results in a suit against your business, you may be found responsible for the claimants medical and legal expenses.
$5,000 for damage to property.
However, california puts no cap on liability law suit rewards, and the state courts have a reputation for awarding large liability judgments. If you own and drive a vehicle, you must follow the financial responsibility laws in the state vehicle code. We partner with many major nationwide medical professional liability insurance carriers as well as local california medical professional liability insurance companies. $30,000 for injury/death to more than one person.