Homeowners Insurance Florida Companies. Florida has the highest homeowners insurance costs in the u.s. After comparing coverage, cost, customer service, discounts, and more, these three companies stood out as the best home insurance providers in florida.
Major name brand companies like nationwide and state farm are missing from the list of the 25 largest homeowners insurance carriers. Combining your home and auto insurance policies could save you time and money. Prices for property insurance may depend on locally specific variables such as the number of local claims filed, the likelihood of perils like vandalism and natural disasters, and more, lending your zip code plenty of weight in deciding how much you pay.
Wind mitigation isn’t the only way to save on your home insurance.
For $300,000 dwelling coverage with a $1,000 deductible and $300,000 liability limits, the average rate of $5,187 in miami zip code 33135 is the highest for the city. Of the five companies analyzed, security first has the cheapest homeowners insurance rates in florida, on average, for a $200k dwelling, followed by state farm, and universal property & casualty insurance company. Not all cities in the sunshine state have the same homeowners insurance rates. Get a homeowners insurance quote.